Are you are an entrepreneur and want to set up or expand your business in the Western Balkans but you might not have sufficient financing capacity? Then the Western Balkans Enterprise Development & Innovation Facility (WB EDIF) could benefit you.
Are you located in one of the following countries? Albania, Bosnia and Herzegovina, Croatia, former Yugoslav Republic of Macedonia, Montenegro, Serbia and*.
Then WB EDIF can help you by working with selected financial intermediaries that provide a wide range of financial products to SMEs:
Are you looking for a bank loan for your business?
WB EDIF supports financing for SMEs to help their business start-up or develop through its Guarantee Facility. Please address the financial intermediaries directly in case you would like to obtain further information.
You will find below a list of selected financial intermediaries providing loans and guarantees to SMEs in the Western Balkans under the WBEDIF Guarantee Facility:
- ProCredit Albania
- ProCredit Bosnia & Herzegovina
- ProCredit Macedonia
- ProCredit Serbia
- UniCredit Serbia
- CKB Montenegro
- Raiffeisenbank Austria, Croatia
- Raiffeisen Albania
Are you looking for equity capital for an innovative business in its early phases of development?
If you are an entrepreneur who wants to start up or develop a business and you are looking for working capital provided by funds, please submit your investment proposal and business plan directly to the Enterprise Innovation Fund (ENIF) fund manager.
ENIF targets specifically those companies which are in their early stages of development by providing both seed and start up capital. Please note that the fund manager makes investment decisions based on commercial criteria.
Are you already an established company, wanting expansion equity to take your high-potential company to the next level?
If you are an entrepreneur and own an established business with a high growth potential, you might be eligible for obtaining financing under Enterprise Expansion Fund (ENEF).
ENEF targets specifically those companies which are already firmly operational which want to expand in the market. Please submit your investment proposal and business plan directly to the ENEF fund manager. Please note that the fund manager makes investment decisions based on commercial criteria.
Please note that certain business activities are not eligible for financing through WB EDIF. For further information, please consult the Frequently Asked Questions (FAQ) for restricted sectors.